U/W & Rate Bulletins

MGIC bulletins announce changes to our underwriting guidelines and/or rates. Sign up for e-mail alerts.

2010 and 2009 bulletins are provided below in PDF format. View other bulletins by year:

2010 | 2009 | 2008

2010 Bulletins

Number	Date	Topics, (effective dates)
02-2010	04/26/10	Underwriting Changes, Restricted Market changes and new condo/co-op initiative (05/01/10)
01-2010	02/24/10	Underwriting changes and Restricted Market changes announced (03/08/10, 03/22/10)

2009 Bulletins

Number	Date	Topics, (effective dates)
10-2009	12/04/09	Expanding retail origination guidelines for Nonrestricted and Tier One Markets. In addition, seven markets have been moved from Tier One to Nonrestricted (12/07/2009)
09-2009	10/06/09	Expanded guidelines for purchase loans, Second Homes and Rate/Term Refinances for Credit Union customers (10/12/09); risk-based pricing for Credit Unions under its Monthly and Single-Premium rate plans (11/30/09)
08-2009	09/11/09	Changes to Restricted Markets, Tier Two Restricted Market Guidelines (09/21/09), standard underwriting guidelines (10/12/09) and several premium rate programs (10/12/09)
07-2009	07/09/09	Clarifications to MGIC’s third-party originator policy; revised Loan Modification request form (07/09/09)
06-2009	05/28/09	Changes to nontraditional credit LTV limits in all markets  (07/01/09); Restricted Market Policy changes (07/01/09)
05-2009	05/13/09	MGIC’s New Insured/Servicer RTM Program
04-2009	04/03/09	Changes to MGIC’s Existing Refi-to-Mod Program (04/06/09)
03-2009	04/06/09	Change to maximum insured loan amount (04/06/09)
02-2009	03/09/09	Changes related to maximum DTI, minimum FICO (03/09/09)
01-2009	03/09/09	Underwriting modifications (03/09/09); rate changes (04/06/09)