Underwriting Guides
Market Trend Analysis
To help you better understand your market, we continually research and analyze the real estate and employment markets of metropolitan statistical areas (MSAs). Then we take that information and publish our Market Trend Analysis on a quarterly basis.
Use it to help develop new loan instruments that are both affordable for borrowers and prudent for you as a lender.
Red text indicates a change since January last quarter.
- Summary Page (.pdf)
- Categories (.pdf)
- Definitions (.pdf)
- State Employment (.pdf)
- State Home Prices (.pdf)
- State Delinquencies (.pdf)
- State Foreclosures (.pdf)
- MSA Employment (.pdf)
- MSA Home Prices (.pdf)
- MSA Home Sales (.pdf)
- National Overview (.pdf)
- Metropolitan Statistical Areas (.pdf)
Northeast
- Albany, NY (.pdf)
- Baltimore, MD (.pdf)
- Boston, MA (.pdf)
- Buffalo, NY (.pdf)
- Edison, NJ (.pdf)
- Hartford, CT (.pdf)
- Nassau-Suffolk, NY (.pdf)
- New York, NY (.pdf)
- Philadelphia, PA (.pdf)
- Pittsburgh, PA (.pdf)
- Providence, RI (.pdf)
- Rochester, NY (.pdf)
- Springfield, MA (.pdf)
- Syracuse, NY (.pdf)
- Washington, DC (.pdf)
Midwest
- Chicago, IL (.pdf)
- Cincinnati, OH (.pdf)
- Cleveland, OH (.pdf)
- Columbus, OH (.pdf)
- Dayton, OH (.pdf)
- Des Moines, IA (.pdf)
- Detroit, MI (.pdf)
- Grand Rapids, MI (.pdf)
- Indianapolis, IN (.pdf)
- Kansas City, KS (.pdf)
- Lansing, MI (.pdf)
- Milwaukee, WI (.pdf)
- Minneapolis, MN (.pdf)
- Omaha, NE (.pdf)
- St. Louis, MO (.pdf)
- Toledo, OH (.pdf)
Use Our Market Trend Analysis as a product development tool

Market Trend Analysis (11.5 MB .pdf)
South
- Atlanta, GA (.pdf)
- Austin, TX (.pdf)
- Baton Rouge, LA (.pdf)
- Birmingham, AL (.pdf)
- Charleston, SC (.pdf)
- Charlotte, NC (.pdf)
- Dallas, TX (.pdf)
- Fort Lauderdale, FL (.pdf)
- Greensboro, NC (.pdf)
- Greenville, SC (.pdf)
- Houston, TX (.pdf)
- Jacksonville, FL (.pdf)
- Louisville, KY (.pdf)
- Memphis, TN (.pdf)
- Miami, FL (.pdf)
- Nashville, TN (.pdf)
- New Orleans, LA (.pdf)
- Oklahoma City, OK (.pdf)
- Orlando, FL (.pdf)
- Raleigh, NC (.pdf)
- Richmond, VA (.pdf)
- San Antonio, TX (.pdf)
- Tampa, FL (.pdf)
- Tulsa, OK (.pdf)
- West Palm Beach, FL (.pdf)
West
- Albuquerque, NM (.pdf)
- Denver, CO (.pdf)
- Honolulu, HI (.pdf)
- Las Vegas, NV (.pdf)
- Los Angeles, CA (.pdf)
- Oakland, CA (.pdf)
- Phoenix, AZ (.pdf)
- Portland, OR (.pdf)
- Riverside-San Bernardino, CA (.pdf)
- Sacramento, CA (.pdf)
- Salt Lake City, UT (.pdf)
- San Diego, CA (.pdf)
- San Francisco, CA (.pdf)
- San Jose, CA (.pdf)
- Santa Ana, CA (.pdf)
- Seattle, WA (.pdf)
- Tucson, AZ (.pdf)
